▦ Avows · Eligibility guide · Parents
New parents leave thousands on the table every year. Breast pumps, baby thermometers, kids' Tylenol, prenatal vitamins — all tax-free, all reimbursable, all stuff you're already buying.
Manual pumps, electric pumps, hospital-grade rentals, replacement parts, milk storage bags, nipple shields — all covered. The Affordable Care Act actually requires most insurance to cover one for free, but accessories add up.
Shop on AmazonIRS Pub 502 §213(d) · HSA + FSA eligible
OB-GYN-recommended prenatals are eligible without a prescription. The same goes for postnatal vitamins while breastfeeding. (Regular adult multivitamins generally aren't eligible — prenatals are the exception because they treat a specific medical state.)
Shop on AmazonIRS Pub 502 §213(d) · HSA + FSA eligible
Home pregnancy tests, ovulation predictor kits, fertility monitors, basal thermometers — all eligible. Also fertility treatments, IUI, IVF expenses, sperm/egg storage.
Shop on AmazonIRS Pub 502 §213(d) · HSA + FSA eligible
Forehead thermometers, ear thermometers, rectal baby thermometers, smart connected thermometers — all eligible. Also nasal aspirators, NoseFridas, snot suckers.
Shop on AmazonIRS Pub 502 §213(d) · HSA + FSA eligible
Children's Tylenol, Infant Motrin, Pedialyte, kids' cough syrup — all OTC pediatric meds are eligible. The whole pharmacy aisle for kids is reimbursable since the CARES Act 2020.
Shop on AmazonIRS Notice 2021-7 · HSA + FSA eligible
Desitin, Aquaphor, Triple Paste, Boudreaux's Butt Paste — diaper rash treatments are eligible. So is medicated baby eczema cream and cradle cap shampoo.
Shop on AmazonIRS Pub 502 §213(d) · HSA + FSA eligible
Teething tablets, teething gels, teething rings sold for medical use — eligible as pediatric pain relief. Camilia, Hyland's, Orajel for infants all count.
Shop on AmazonIRS Notice 2021-7 · HSA + FSA eligible
Baby and kids' broad-spectrum sunscreen at SPF 15 or above is eligible. Yes, the bulk pack of Coppertone Kids you buy for summer counts.
Shop on AmazonIRS Notice 2021-7 · HSA + FSA eligible
IBCLC consultations, lactation classes, prenatal birthing classes (Lamaze, Bradley method) — all eligible as medical care for the parent. So is doula support in many cases.
Track in VaultIRS Pub 502 §213(d) · HSA + FSA eligible
Cool-mist humidifiers and steam vaporizers can be eligible when prescribed for a child's respiratory condition (asthma, recurrent croup, chronic congestion). You'll need a Letter of Medical Necessity from the pediatrician.
Shop on AmazonIRS Pub 502 §213(d) · HSA + FSA with LMN
Children's Claritin, Zyrtec, EpiPens, asthma spacers, peak flow meters, nebulizer supplies — all eligible. EpiPens specifically are usually covered under the prescription benefit but pay attention to receipts for spacers and accessories.
Shop on AmazonIRS Notice 2021-7 · HSA + FSA eligible
Cleanings, X-rays, fillings, sealants, fluoride treatments, braces, expanders, retainers — all dental work for kids is eligible. Even the cosmetic-adjacent orthodontia (Invisalign for crowding) counts.
Track in VaultIRS Pub 502 §213(d) · HSA + FSA eligible
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This is not legal or tax advice. The IRS Publication 502 + the CARES Act (2020) cover most of the items above; items marked "with LMN" require a Letter of Medical Necessity from a doctor. Your specific HSA/FSA plan administrator may have additional restrictions. Always check before submitting a claim. Avows uses these same IRS sources to classify your receipts — but we're a tool, not a CPA.
Avows scans your receipts and emails to surface every eligible expense automatically. Yours forever — runs entirely in your browser.
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